BEHIND THE BIZ

Unpacking generational money trauma is heavy.

It shapes our spending habits and instills our sense of financial self-worth.

If you're driven by generational money trauma, you're always going to be stuck (which is a major reason why I created Unstuckkd in the first place).

Being stuck in the trauma loop is the single most dangerous thing you can do to yourself.

…And breaking free from these mentalities is one of the hardest things to do (this is why it’s passed down so easily for generations).

But it’s essential.

We need to learn how to spend, invest, and live with money in a healthy way.

Take it from someone who's been there - it's time to let go of the past and start looking ahead to what's possible.

Growing up, money was a constant source of stress and scarcity due to my mom's circumstances as a young, single parent.

Conversations about unpaid bills, electricity shut-offs, and the struggle to get by left an indelible mark on my psyche – a generational money trauma passed down from my mom's own experiences.

It wasn't until my late 20s that I realized how deeply this early childhood experience had shaped my relationship with money.

Despite my mom's resilience in breaking free from the cycle by going to law school and building a successful career, remnants of those old beliefs, doubts, and limitations lingered within both of us.

Recognizing the need to confront these ingrained patterns head-on, I embarked on a journey to overcome my generational money trauma.

I learned to stop feeling guilty about my success, embraced the possibility of prosperity, and envisioned a future that surpassed the limitations of the past.

The journey wasn't easy, but with each step, with every bill paid and debt cleared, I felt the weight of generational money trauma lifting, breaking free from the shackles of scarcity, and writing a new narrative of abundance, resilience, and the power to shape my own destiny.

As I look ahead, I carry the lessons of my past not as burdens, but as reminders of the strength and perseverance that lived within me, knowing that with this newfound perspective, the possibilities are truly limitless.

BREAK OUT OF THE PATTERN:

To start, think about what messages you were handed down and how they're limiting your growth, then create a healthy dialogue with yourself and with loved ones about your future views and habits surrounding money.

Here are a few simple steps to help you:

1️⃣ Recognize the trauma that's driving you

2️⃣ Be clear with yourself about what's wrong with it

3️⃣ Make decisions based on an abundance, versus lack, mindset

4️⃣ Stop feeling guilty about your success

It's okay to want more.

It's okay to be successful.

And it's okay to think that your future can be better than your past.

Push past the trauma. Break the cycle. Begin again.

Introducing our Mini Millionaire Course!

Dive into financial mastery with the 12-lesson "Mini Millionaire" course, your key to navigating today's economic challenges and turning ideas into profitable realities. 

Seize the limited-time offer to join a vibrant community of future "Mini Millionaires," access expert guidance and exclusive resources, and start paving your path to financial independence.

YOU’LL WALK AWAY WITH:

SUCCESS SHORTCUTS

When it comes to pricing your knowledge and yourself, listen up: you’re worth every penny.

When you charge less than you’re worth, you're shortchanging your value. And when you shortchange yourself, frustration and resentment tend to creep up.

Remember: the right clients are willing to pay for quality work.

I spent much of my twenties undercharging for my services. I thought I was doing myself and my clients a favor by being more ‘accessible,’ but more often than not, it ended up backfiring.

So as long as you're providing value, set your prices accordingly.

PS. I reveal ALL my secrets when it comes to pricing yourself in my Mini-Millionaire Course (the same secrets that have landed me $25k contracts)

SIMPLE PRICING FRAMEWORK:

1️⃣ Identify your minimum hourly rate

To identify your minimum hourly rate, start with conducting market research to get a baseline price range. Then, determine your living expenses, business expenses, and the number of hours you can work or projects you can take on per week.

2️⃣ Calculate your value-based rate

What makes you special? What do you bring to the table that your competition doesn’t or can’t? Calculate the value of the work to your client + Your expertise in the industry + Your competitors' rates.

3️⃣ Find a happy medium between the two

You won’t figure out the perfect pricing from the start, so don’t stress about it being set in stone. Choose a rate that's competitive and adjust as needed based on the project and client.

PODCAST POWER-UP

On last week's episode of the UNSTUCKKD Podcast, I talked in detail about the biggest requirement when it comes to starting and building on an idea: commitment.

America has a commitment issue, and this doesn’t just pertain to dating, exercising, or practicing your religion. It goes for everything.

On average, 70% of Americans claim to be committed to something - whether a person, idea, or practice - but how many of those follow through?

We all want the dream body or the million-dollar idea… but how committed are you?

Are you part of the group that claims they're committed without following through?

Are you only committed to your limiting beliefs and bad habits?

Or will you give it your all, and aim for a new level of commitment?

Episode 71 - From Idea to Income: Building Your Side Hustle & Business Blueprint

SOCIAL SCOOP

There’s a global retirement crisis on the way. At least, that’s what BlackRock CEO Larry Fink says.

In his annual shareholder letter that recently came out, Larry stresses the importance of finding other means of retirement versus just leaning on traditional safety nets like Social Security.

Fink warns that this problem will only get worse, especially with science advancing and helping us live longer.

He argues that the solution to this is for individuals to invest more of their money into things like stocks, bonds, real estate, etc. to make for a stress-free retirement.

But, that’s not the only solution.

The alternative (or addition) to this, is to become a business owner.

This doesn’t have to be a ‘forever’ thing or even something you do full-time, but it IS a pathway that makes the most sense because the sky is the limit in what you can do and how much you can make.

If Social Security will be obsolete in a decade, and traditional wages are stagnating while the cost of living is exploding globally, what other reasonable plan is there?

Have you given much thought to what your options will be if everything is considered ‘traditional’ and what was once accessible for our parents, is gone for good?

In the heart of the tumultuous economic landscape, I created the "Mini Millionaire" course as a pivotal resource designed to equip you with the knowledge and strategies to thrive financially.

This course, meticulously crafted with insights and wisdom gleaned from extensive entrepreneurial experience, offers a comprehensive guide to transforming your ideas into profitable ventures and achieving financial autonomy.